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What your bank account has to expect

As you plan your educational journey in Germany, it's important to understand the financial aspects of studying and living here. In Germany, all students at all higher education institutions must pay a semester contribution, the so-called semester fee which is not a tuition fee. The semester fee covers students' contributions to student services (canteen, sports and cultural program, psychological counselling etc.) and the student government (the so-called ‘AStA’). At htw saar, the semester fee also includes the free transport ticket for local public transport throughout Germany (Deutschlandticket). We have compiled a brief overview of the most important costs (see below) which includes e.g. accommodation costs and daily living expenses you can expect. Saarbrücken is still an affordable city compared with many other German federal state capitals and if you plan your budget effectively, you can ensure to focus on your academic and personal growth without unexpected financial concerns.

Find more information about the costs of education and living in Germany and other important topics on the website of the German Academic Exchange Service.

Estimated costs per month living and studying in Saarbrücken:

  • Semester contribution (or 'semester fee' per semester = 6 months) including free pubic transport in whole Germany: about 350€ (summer semester 2026)
  • Accommodation: for a small single apartement you can expect about 600€/month (including utilities), rooms in a shared flats are mostly more affordable, around 300 - 460€/month (including utilities)
  • License fee for public broadcasting: 18€
  • Food (depending on your choices) about 200-250€
  • Internet / Telephone: about 20€
  • Leisure activities / culture/ sports: about 100€
  • Travel, study materials, miscellaneous: about 100€

_______________________________________________________
Depending on your choices, the expected costs are about 850-1,000€

Students without an EHIC/European health insurance card / whose private insurance from their home country has been assessed as not sufficient, need to add monthly costs for the statutory health insurance, currently ca. 130€. Holding sufficient health insurance is one of the requirements of enrolment at a German university. You will find further information on this specific issue here.

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Hochschule für Technik und Wirtschaft 
des Saarlandes
Goebenstraße 40
66117 Saarbrücken

Telefon: (0681) 58 67 - 0
Telefax: (0681) 58 67 - 122
E-Mail: infonoSpam@noSpamhtwsaarnoSpam.de

Standorte

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Aufsichtsbehörde:
Ministerium der Finanzen und für Wissenschaft des Saarlandes